SMS Banking

ejawal developed an SMS banking application enabling banks to maximize the exciting communication and marketing potential of SMS.
The SMS banking service gives banks' customer account information, transaction SMS notifications…
It also allows banks to broadcast messages to customers about the bank's offers, product…

Integration
The integration of the Message Manager into your application can be done though three channels : Active X COM , XML or Email .
All communications between ejawal.net servers and your bank servers will be done though a safe and highly sophisticated RSA encryption algorithm and compressed to save bandwidth .

Benefits
- send 100's or 1000's of SMS messages to your clients in a personalized way and within a few minutes using any PC . this helps you get in touch instantly with any number of customers and for any reason.
- Message Manager allows you to send personalized messages to all those customers, with –as an example- their names , account numbers ,due accounts, and due dates . this is done once as if you were sending one SMS . you are guaranteed that the messages reach the recipients immediately thus saving you the hassle and the expense of making phone calls and sending out letters.
- Your sales and marketing department will love this product , and your credit collection department will be able to collect on loans faster.
- Your customers will appreciate the personal attention , and your bottom line will increase .

A Step Further : 2-Way SMS Banking
Do your customers really want to queue up at your branch, or be placed on hold on the telephone just to make simple transactions?
In a highly competitive banking environment, innovative methods in delivering convenience and promptness in servicing clients are quickly becoming the differential factors in banks competitive strategies.
The exponential growth in mobile telephone usage in the Middle East presents one such market opportunity for banks. With mobile phones extensive proliferation, there is definitely a market niche that users technology for it is convenience. As elsewhere in the world , this segment would not hesitate to make business to the bank that makes its mobile phone an even more useful device , allowing it to instantaneously conduct banking transactions from anywhere and at anytime . it just doesn't get more personalized than this!
ejawal.net developed a 2-Way SMS solution for banks that empowers IT departments in banks to transform their service.
Customers send SMS messages to a mobile number in your bank, requesting a Myriad of services such as account balance, fund transfer, bank's product and service offerings, access to LIBOR rate, interest earned or other E-commerce transactions.
The SMS will be received by our engine at your bank and passes the request to your server witch will fetch the required information or executes the desired task. Then tapping into our SMS internal technology infrastructure, it will broadcast the result. A safe channel is created for the exclusive banking needs of each and every client without the need for any human intervention at the bank's end.
Fortunately, the migration path for banks looking to incorporate ejawal's SMS banking is time efficient as it is mostly independent of the banks legacy systems and technology infrastructure.